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  Tortoise Face Direction in Home According to Feng Shui and Vastu Shastra Feng Shui and Vastu Shastra advise placing a tortoise, which can be in the form of a figure or a real tortoise in the house. It is per the principle that positive energies will be brought within the house for stability and longevity. The direction, which the tortoise faces, is an important aspect to maximize such benefits. Feng Shui North: This is considered the best direction to place tortoises according to Feng Shui, as the north happens to be the area of career and business. So, it protects and brings good fortune in career-related matters. East: It’s suggested that this direction is most suitable for the placement of the tortoise if family harmony and health are needed. It also ensures good energy among the members. Direction Facing the Main Entrance: Some consider it good to place the tortoise facing the main entrance of the house, as it would save the house from negative energy and prot...

  Home Loan Calculator A home loan calculator helps you estimate your monthly mortgage payments by using a mathematical formula. The key variables in this calculation are the  principal  loan amount, the interest rate, and the loan term. Here’s how you can calculate your monthly mortgage payment: Formula: M=P×r×(1+r)n(1+r)n−1M = \frac{P \times r \times (1 + r)^n}{(1 + r)^n – 1} M = ( 1 + r ) n − 1 P × r × ( 1 + r ) n ​ Where: MM M  = Monthly mortgage  payment PP P  = Principal loan amount (the amount borrowed) rr r  = Monthly interest rate (annual interest rate divided by 12) nn n  = Total number of payments (loan term in years multiplied by 12) Steps: Determine the Monthly Interest Rate:  Divide the annual interest rate by 12. For instance, if the annual rate is 4%, the monthly rate is  4%÷12=0.333%4\% \div 12 = 0.333\% 4% ÷ 12 = 0.333%  or  0.003330.00333 0.00333  in decimal form. Calculate the Total Number of Payments: ...